South Dakota (SD)
South Dakota Commercial Bridge, Construction & Permanent Lenders
Sioux Falls multifamily growth and Rapid City Black Hills hospitality. The Capital GOAT brokers commercial real estate capital across South Dakota from $5M to $500M+. 200+ active lenders on the file. Bridge, construction, multifamily, hospitality, SBA, HUD, agency, CMBS, mezz, and equity.
Loan Programs Active in South Dakota
Commercial Bridge Loans
$5M to $500M+. 10 to 60 day closings on multifamily, hospitality, office, industrial, and mixed use across South Dakota.
View product →Ground Up Construction
$5M to $500M+. Bank, debt fund, HUD 221(d)(4), and agency forward construction across Sioux Falls and Rapid City and statewide.
View product →Fannie Mae & Freddie Mac Multifamily
Non recourse 30 year amortization. $5M to $500M+ on stabilized 5+ unit apartments in South Dakota.
View product →HUD 223(f), 221(d)(4) & 232
35 to 40 year non recourse for multifamily and healthcare across South Dakota.
View product →CMBS & Life Company Permanent
Long term fixed rate non recourse. $5M to $500M+ on stabilized commercial real estate.
View product →Hotel & Hospitality Loans
Acquisition, refinance, PIP, conversion, and ground up. Flagged and independent across South Dakota.
View product →SBA 7(a) & 504 (Real Estate Backed)
Up to $15M for owner-occupied commercial real estate, hospitality, self storage, and franchise property in South Dakota.
View product →Mezzanine, Preferred & JV Equity
Subordinate debt and equity to fill the stack. $5M to $250M+ across South Dakota.
View product →South Dakota Markets We Cover
We close commercial real estate deals across all of South Dakota including Sioux Falls, Rapid City, and the surrounding metropolitan areas. Sponsors range from local owner operators to institutional family offices and private equity. The 200+ lender bench includes capital sources actively lending in this market today.
Frequently Asked Questions
Who are the best commercial bridge lenders in South Dakota?
The right commercial bridge lender in South Dakota depends on your asset class, leverage, and timeline. We have 200+ active institutional bridge lenders on the file — debt funds, regional banks, and life insurance companies — that lend across Sioux Falls and Rapid City and the broader South Dakota market. Loan sizes $5M to $500M+.
Can you finance a hotel in South Dakota?
Yes. We place hotel acquisition, refinance, PIP, brand conversion, and ground up construction loans across South Dakota. Flagged and independent properties from $5M to $250M+ through dedicated hospitality debt funds, SBA hospitality desks, and CMBS conduit.
What multifamily loans are available in South Dakota?
Fannie Mae DUS and Freddie Mac Optigo agency multifamily, HUD 223(f) and 221(d)(4), CMBS, life insurance company permanent, bridge to agency, and construction-to-perm. Loan sizes $5M to $500M+ on stabilized and value add multifamily across South Dakota.
Do you work with South Dakota-based developers and sponsors?
Yes. We work nationwide and place deals across every major asset class in South Dakota, including Sioux Falls, Rapid City. Send the file or jump on a call — we will get you a real number from real lenders, not a brochure.
Ready to talk about your South Dakota deal?
Send the file or pick up the phone. I answer 7 days a week.