Loan Product

Hard Money and Private Money: Capital That Moves at the Speed of Your Deal.

Hard money is short term capital based on the asset, not your tax returns. Banks look at your W2. The capital sources I work with look at the property and the plan. If the deal makes sense, we get it funded. Most of my hard money deals close in 7 to 14 days. Some close in 5.

When It's the Right Tool

  • You need to close before the bank can say yes.
  • Your tax returns don't tell the full story.
  • The property needs work and won't qualify for traditional financing.
  • You're competing with cash buyers and need to act like one.
  • You have a clear exit (sale or refinance) inside 12 to 24 months.

Loan Snapshot

Loan Amounts
Typical hard money minimums up to large balance
LTV / LTC
Typical commercial ranges
Term
6 to 36 months
Closing Time
7 to 14 days typical
Property Types
Residential investment, multifamily, mixed use, commercial, hospitality, land

Rates depend on the deal. Submit your file or jump on a call and I'll get you a real number.

Ready when you are.

Send me your file or pick up the phone. I answer 7 days a week.