Loan Product
Commercial Bridge Loans: $5M to $500M+ Across the Country.
A commercial bridge loan gets you from point A to point B. Buy now with bridge money. Refinance later, sell, or roll into a permanent HUD or agency loan. The institutional sweet spot here is $10M and up. The full range runs from relationship files at $500K to institutional debt fund checks at $1B. Stabilized buildings, value add multifamily, hospitality in the middle of a PIP, and bridge to takeout deals are all things this desk handles every week.
Use Cases
- Buy a new property before your current one sells.
- Acquire a value add multifamily or commercial deal and stabilize before agency or CMBS refinance.
- Cash out fast for a time sensitive opportunity.
- Hospitality owners between PIP completion and permanent refinance.
- Bridge to HUD: stabilize an asset and refinance into HUD 223(f) or 232.
- Bridge to agency: position a multifamily deal for Fannie or Freddie takeout.
- Special situations: lease up, partner buyout, recapitalization, DPO.
What the Network Covers
- Commercial bridge and value add ($1M to $100M)
- Mid market value add bridge ($5M to $150M)
- Institutional bridge on Class A and B assets ($25M to $1B)
- Multifamily bridge with Fannie / Freddie takeout ($5M to $200M)
- Bridge to HUD on multifamily and senior housing ($5M to $200M)
- Hospitality bridge for acquisition, PIP, and brand conversion ($5M to $100M)
- Construction completion and lease up bridge ($5M to $100M)
- Mezzanine and preferred equity stacks alongside senior bridge
Loan Snapshot
- Loan Amounts
- $5M to $500M+ across the network
- Typical Sweet Spot
- $10M+
- LTV / LTC
- Program dependent
- Term
- 6 to 36 months, with extension options
- Closing Time
- 10 to 60 days typical
- Property Types
- Multifamily, office, retail, industrial, hospitality, mixed use, self storage, senior housing
- Geography
- Nationwide, drawn from the 200 plus active capital source network
- Rates
- Rates depend on the deal. Submit your file or jump on a call and I will give you a real number.
Rates depend on the deal. Submit your file or jump on a call and I'll get you a real number.
Bridge to a Real Exit
Most bridge deals fail because nobody planned the exit. Before I send your file out, we map the takeout: agency multifamily, HUD 223(f) or 232, CMBS conduit, life company perm, or sale. The exit drives the structure. Leverage, term, prepay, and recourse all flex around what comes next.
Frequently Asked Questions
What is a commercial bridge loan?
A commercial bridge loan is short term real estate financing (typically 6 to 36 months) used to acquire, recapitalize, or stabilize a commercial property before a permanent takeout. Most bridge debt is interest only and prices off SOFR plus a spread. We place commercial bridge loans from $5M to $500M+.
How fast can a commercial bridge loan close?
Most commercial bridge loans close in 10 to 60 days. Hard money and private debt fund bridges close fastest, often in two to four weeks. Larger institutional bridge loans on Class A and B assets typically take 30 to 60 days for full diligence and closing.
What size bridge loans do you broker?
The network covers $5M to $500M+ across multifamily, hospitality, office, industrial, retail, mixed use, self storage, and senior housing. The institutional sweet spot is $10M and up. Smaller relationship files in the $1M to $5M range are placed when the asset and sponsor warrant it.
What are commercial bridge loan rates today?
Commercial bridge loan rates depend on asset class, leverage, sponsor strength, and the takeout. Stabilized bridge debt prices tighter than transitional. Hospitality, construction completion, and lease up bridges price wider. Send the file or jump on a call and you will get a real number, not a brochure number.
What is bridge to HUD financing?
Bridge to HUD is a short term loan used to acquire or stabilize multifamily or healthcare real estate while you process a HUD 223(f), 232, or 221(d)(4) takeout. The bridge funds today, the HUD permanent refinances 18 to 24 months later at 35 to 40 year non recourse terms.
Do you place bridge loans for hotels?
Yes. Hospitality bridge is a major part of the desk: acquisition bridge, PIP completion bridge, brand conversion bridge, and bridge to CMBS or SBA takeout. Hotel bridge loans range from $5M to $100M+ on flagged and independent properties nationwide.
Ready when you are.
Send me your file or pick up the phone. I answer 7 days a week.