Loan Product
Hotel Financing: $5M to $500M+ for Hospitality Owners and Developers.
Hotels, resorts, boutique properties, and extended stay all need lenders who get the business. I broker hotel deals nationwide. Acquisition. Refinance. PIP work. Brand conversions. CPACE. Ground up. The capital sources I use understand hotel underwriting, flag rules, and seasonality. That includes dedicated hospitality debt funds, the SBA hospitality desks, and the CMBS hotel desks at the major banks. The institutional sweet spot is $10M and up.
When It's the Right Tool
- You are acquiring a hotel and the seller wants speed.
- Your franchise brand is requiring a PIP and you need capital fast.
- You are refinancing out of a construction loan into permanent debt.
- You are building a boutique or resort property and need a capital partner that understands the market.
- You have a hotel that is underperforming and a clear stabilization plan.
- You are an owner operator and want SBA's long term and lower equity injection.
What the Network Covers
- Hotel acquisition, flagged and independent ($5M to $250M)
- Hotel refinance, cash out and rate term ($5M to $250M)
- PIP financing for franchise upgrades ($5M to $100M)
- Brand conversions and re flagging ($5M to $100M)
- Hotel ground up construction ($5M to $100M)
- Resort and boutique hotel financing ($5M to $250M)
- Extended stay and limited service ($5M to $100M)
- CMBS conduit on stabilized flagged hotels ($5M to $250M)
- CPACE and structured equity stacks for ground up and major PIP
Loan Snapshot
- Loan Amounts
- $5M to $500M+ across the network
- Typical Sweet Spot
- $10M+
- LTV / LTC
- Program dependent
- Term
- 12 months to 30 years depending on program
- Closing Time
- 30 to 90 days typical, faster for bridge
- Property Types
- Full service, limited service, extended stay, resort, boutique, flagged and independent
- Geography
- Nationwide, drawn from the 200 plus active capital source network
- Rates
- Rates depend on the deal. Submit your file or jump on a call and I will give you a real number.
Rates depend on the deal. Submit your file or jump on a call and I'll get you a real number.
Apollo Beach Base. Working Nationwide.
Hotel deals do not stop at the state line. The network closes hospitality transactions across the country, from limited service properties to large resort assets. Wherever the deal is, we should talk.
Frequently Asked Questions
What is hotel financing?
Hotel financing is debt or equity capital secured by hospitality real estate: full service, limited service, extended stay, resort, and boutique properties. Hotels are underwritten on RevPAR, ADR, occupancy, flag, and PIP exposure rather than just rent rolls. We place hotel financing from $5M to $500M+ on flagged and independent properties nationwide.
How do I finance a hotel acquisition?
Hotel acquisitions usually run on bridge debt first (for speed), then refinance into CMBS or SBA permanent once the deal stabilizes. Bridge closes in 30 to 60 days. CMBS and SBA permanent close in 60 to 120 days. Pricing depends on flag, market RevPAR, and sponsor experience.
What is a hotel PIP loan?
A PIP (Property Improvement Plan) loan funds the franchise-required renovations on a flagged hotel. Brands like Marriott, Hilton, IHG, Hyatt, and Choice all require periodic PIPs. PIP financing can be a standalone CPACE loan, a PIP bridge, or rolled into an acquisition or refinance loan.
Can SBA finance a hotel?
Yes. SBA 7(a) and SBA 504 both finance owner-operated hotels up to $15M. Longer terms, lower equity injection, and competitive rates. Best fit for owner operators buying a property to operate themselves. Larger institutional hotel deals run through dedicated hospitality debt funds or CMBS conduit.
What hotel construction loans are available?
Hotel ground up construction runs $5M to $100M+ through dedicated hospitality debt funds, regional construction banks, and the SBA hospitality desks. Most are interest only during construction with a refinance into CMBS or permanent SBA at stabilization.
Ready when you are.
Send me your file or pick up the phone. I answer 7 days a week.