Loan Product
Ground Up Construction: From Dirt to Done.
Ground up loans fund the build from raw land all the way through certificate of occupancy. Money goes out in stages, called draws, as you hit milestones like foundation, framing, and final inspection. Most borrowers pay interest only during the build, then sell or refinance into a long term loan.
What I Broker
- Single family spec and custom builds
- Multifamily ground up
- Hotel and hospitality ground up
- Mixed use and small commercial
- First time builders backed by an experienced general contractor
Loan Snapshot
- Leverage
- Up to 75% LTC, up to 70% LTARV
- Payment
- Interest only during construction
- Term
- 12 to 36 months
- Draws
- Managed through third party fund control
- Closing Time
- As little as 17 days
Rates depend on the deal. Submit your file or jump on a call and I'll get you a real number.
First Time Builder?
If you've never built before, I can still get you funded. The catch: your general contractor needs at least three similar completed projects in the last 36 months. Bring me a strong GC and a clean budget, and we'll get the deal done.
Ready when you are.
Send me your file or pick up the phone. I answer 7 days a week.