Florida (FL)
Florida Commercial Bridge, Construction & Permanent Lenders
Home market. Active multifamily, hospitality, and industrial bridge and construction across Tampa, Miami, Orlando, and the Florida Panhandle. Apollo Beach base. The Capital GOAT brokers commercial real estate capital across Florida from $5M to $500M+. 200+ active lenders on the file. Bridge, construction, multifamily, hospitality, SBA, HUD, agency, CMBS, mezz, and equity.
Loan Programs Active in Florida
Commercial Bridge Loans
$5M to $500M+. 10 to 60 day closings on multifamily, hospitality, office, industrial, and mixed use across Florida.
View product →Ground Up Construction
$5M to $500M+. Bank, debt fund, HUD 221(d)(4), and agency forward construction across Miami and Tampa and statewide.
View product →Fannie Mae & Freddie Mac Multifamily
Non recourse 30 year amortization. $5M to $500M+ on stabilized 5+ unit apartments in Florida.
View product →HUD 223(f), 221(d)(4) & 232
35 to 40 year non recourse for multifamily and healthcare across Florida.
View product →CMBS & Life Company Permanent
Long term fixed rate non recourse. $5M to $500M+ on stabilized commercial real estate.
View product →Hotel & Hospitality Loans
Acquisition, refinance, PIP, conversion, and ground up. Flagged and independent across Florida.
View product →SBA 7(a) & 504 (Real Estate Backed)
Up to $15M for owner-occupied commercial real estate, hospitality, self storage, and franchise property in Florida.
View product →Mezzanine, Preferred & JV Equity
Subordinate debt and equity to fill the stack. $5M to $250M+ across Florida.
View product →Florida Markets We Cover
We close commercial real estate deals across all of Florida including Miami, Tampa, Orlando, Jacksonville, Apollo Beach, and the surrounding metropolitan areas. Sponsors range from local owner operators to institutional family offices and private equity. The 200+ lender bench includes capital sources actively lending in this market today.
Frequently Asked Questions
Who are the best commercial bridge lenders in Florida?
The right commercial bridge lender in Florida depends on your asset class, leverage, and timeline. We have 200+ active institutional bridge lenders on the file — debt funds, regional banks, and life insurance companies — that lend across Miami and Tampa and the broader Florida market. Loan sizes $5M to $500M+.
Can you finance a hotel in Florida?
Yes. We place hotel acquisition, refinance, PIP, brand conversion, and ground up construction loans across Florida. Flagged and independent properties from $5M to $250M+ through dedicated hospitality debt funds, SBA hospitality desks, and CMBS conduit.
What multifamily loans are available in Florida?
Fannie Mae DUS and Freddie Mac Optigo agency multifamily, HUD 223(f) and 221(d)(4), CMBS, life insurance company permanent, bridge to agency, and construction-to-perm. Loan sizes $5M to $500M+ on stabilized and value add multifamily across Florida.
Do you work with Florida-based developers and sponsors?
Yes. We work nationwide and place deals across every major asset class in Florida, including Miami, Tampa, Orlando, Jacksonville, Apollo Beach. Send the file or jump on a call — we will get you a real number from real lenders, not a brochure.
Ready to talk about your Florida deal?
Send the file or pick up the phone. I answer 7 days a week.