North Carolina (NC)
North Carolina Commercial Bridge, Construction & Permanent Lenders
Charlotte and Raleigh-Durham are top-tier multifamily and life science markets. The Capital GOAT brokers commercial real estate capital across North Carolina from $5M to $500M+. 200+ active lenders on the file. Bridge, construction, multifamily, hospitality, SBA, HUD, agency, CMBS, mezz, and equity.
Loan Programs Active in North Carolina
Commercial Bridge Loans
$5M to $500M+. 10 to 60 day closings on multifamily, hospitality, office, industrial, and mixed use across North Carolina.
View product →Ground Up Construction
$5M to $500M+. Bank, debt fund, HUD 221(d)(4), and agency forward construction across Charlotte and Raleigh and statewide.
View product →Fannie Mae & Freddie Mac Multifamily
Non recourse 30 year amortization. $5M to $500M+ on stabilized 5+ unit apartments in North Carolina.
View product →HUD 223(f), 221(d)(4) & 232
35 to 40 year non recourse for multifamily and healthcare across North Carolina.
View product →CMBS & Life Company Permanent
Long term fixed rate non recourse. $5M to $500M+ on stabilized commercial real estate.
View product →Hotel & Hospitality Loans
Acquisition, refinance, PIP, conversion, and ground up. Flagged and independent across North Carolina.
View product →SBA 7(a) & 504 (Real Estate Backed)
Up to $15M for owner-occupied commercial real estate, hospitality, self storage, and franchise property in North Carolina.
View product →Mezzanine, Preferred & JV Equity
Subordinate debt and equity to fill the stack. $5M to $250M+ across North Carolina.
View product →North Carolina Markets We Cover
We close commercial real estate deals across all of North Carolina including Charlotte, Raleigh, Durham, Greensboro, and the surrounding metropolitan areas. Sponsors range from local owner operators to institutional family offices and private equity. The 200+ lender bench includes capital sources actively lending in this market today.
Frequently Asked Questions
Who are the best commercial bridge lenders in North Carolina?
The right commercial bridge lender in North Carolina depends on your asset class, leverage, and timeline. We have 200+ active institutional bridge lenders on the file — debt funds, regional banks, and life insurance companies — that lend across Charlotte and Raleigh and the broader North Carolina market. Loan sizes $5M to $500M+.
Can you finance a hotel in North Carolina?
Yes. We place hotel acquisition, refinance, PIP, brand conversion, and ground up construction loans across North Carolina. Flagged and independent properties from $5M to $250M+ through dedicated hospitality debt funds, SBA hospitality desks, and CMBS conduit.
What multifamily loans are available in North Carolina?
Fannie Mae DUS and Freddie Mac Optigo agency multifamily, HUD 223(f) and 221(d)(4), CMBS, life insurance company permanent, bridge to agency, and construction-to-perm. Loan sizes $5M to $500M+ on stabilized and value add multifamily across North Carolina.
Do you work with North Carolina-based developers and sponsors?
Yes. We work nationwide and place deals across every major asset class in North Carolina, including Charlotte, Raleigh, Durham, Greensboro. Send the file or jump on a call — we will get you a real number from real lenders, not a brochure.
Ready to talk about your North Carolina deal?
Send the file or pick up the phone. I answer 7 days a week.