Residential Investor Financing
DSCR & 1 to 4 Unit Loans Run Through the Licensed Channel.
Residential investor loans on 1 to 4 unit property require state licensing in most states, even when they're for business purpose. I run all of that through Vision Mortgage LLC where I'm properly licensed.
1 to 4 Unit DSCR & Residential Investor (Sister Site)
DSCR rental loans, fix and flip, ground up 1 to 4 unit, bank statement, P&L only, asset depletion, ITIN, foreign national, and jumbo portfolio for residential investors are originated under Vision Mortgage LLC.
Go to Travis.mortgage5+ Unit Residential Portfolio (Brokered Here)
5+ unit multifamily and large rental portfolios are commercial transactions. I broker those here through the agency, debt fund, and bank network on this site.
- · 5+ unit small balance multifamily
- · Single family rental (SFR) blanket portfolios on 5 to 500+ doors
- · Mixed use commercial
- · Agency multifamily (Fannie, Freddie, HUD)
Why the split? Many states require a mortgage license to broker DSCR and other business purpose loans on 1 to 4 unit residential property. Routing those through Vision Mortgage LLC keeps everything properly licensed in your state. Loans on 5+ unit and pure commercial property are commercial transactions and don't have the same licensing requirement in most states.